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Just read Miss Betsy McCaughey’s piece in the latest Wall Street Journal to realize why the health care bill that just overwhelmingly passed the House is a BAD idea. Check it out here.
It includes such gems as:
“Sec. 202 (p. 91-92) of the bill requires you to enroll in a “qualified plan.” If you get your insurance at work, your employer will have a “grace period” to switch you to a “qualified plan,” meaning a plan designed by the Secretary of Health and Human Services. If you buy your own insurance, there’s no grace period. You’ll have to enroll in a qualified plan as soon as any term in your contract changes, such as the co-pay, deductible or benefit.
“Sec. 224 (p. 118) provides that 18 months after the bill becomes law, the Secretary of Health and Human Services will decide what a “qualified plan” covers and how much you’ll be legally required to pay for it. That’s like a banker telling you to sign the loan agreement now, then filling in the interest rate and repayment terms 18 months later [my emphasis].”
“Sec. 1161 (pp. 520-545) cuts payments to Medicare Advantage plans (used by 20% of seniors). Advantage plans have warned this will result in reductions in optional benefits such as vision and dental care.”
“Sec. 399V (p. 1422) provides for grants to community “entities” with no required qualifications except having “documented community activity and experience with community healthcare workers” to “educate, guide, and provide experiential learning opportunities” aimed at drug abuse, poor nutrition, smoking and obesity. “Each community health worker program receiving funds under the grant will provide services in the cultural context most appropriate for the individual served by the program.”
“These programs will “enhance the capacity of individuals to utilize health services and health related social services under Federal, State and local programs by assisting individuals in establishing eligibility . . . and in receiving services and other benefits” including transportation and translation services.”
Ahhh…. Can’t you just wait for that “reform”? Things will just be fine and dandy! Or so promises President Obama. And we know all about him and his promises…
I think you can replace "qualified plan" with "regulated plan." I know you guys are afraid of Big Brother taking over your life, but HHS will basically do what the insurance companies already do: decide what is covered, what isn't, how much to charge, etc. However, it won't allow pre-existing condition to exist, won't allow companies to drop coverage when you cost "too much," and allow you to keep your insurance when you lose or change jobs. This isn't about reinventing the wheel: it's about improving our broken system and protecting the consumer from the shady practices of the insurance companies. Don't turn basic language into the Bogeyman.
"That’s like a banker telling you to sign the loan agreement now, then filling in the interest rate and repayment terms 18 months later [my emphasis].”
No, that's analogous to our current relationship with insurance companies. You sign up expecting certain rates and certain benefits and they change when the company's bottom line is in jeopardy. I think you live under the assumption that the government never wants the best for its citizens and cannot act as a beneficial partner to the American people. The government has no incentive to "fill in the interest rates" in any way that is financially injurious. Why would the U.S. government ever want to screw the American people?
Medicare Advantage is a sham, by the way. The benefits are not significantly better than under Medicare and the insurance companies are making tidy profits from it. Talk about a waste of taxpayer dollars. http://ourfuture.org/blog-entry/2009104001/medica…
i'm excited